Banking in Nigeria has changed a lot over the years, and Kuda Bank is one name that keeps coming up in conversations. It is loved by people who want to handle their money straight from their smartphones without visiting a physical branch. This makes it quick, easy to use, and often cheaper than traditional banks. Still, many users, especially those who are new, often find themselves asking a simple but important question: how do I check my Kuda account number?
This might seem like a simple detail, but your account number is the key to almost every financial transaction you’ll carry out. Without it, people cannot transfer money to you, and you cannot provide accurate details when filling forms, setting up payments, or requesting withdrawals from other platforms. The good thing is that Kuda has made it very easy to find and copy your account number right inside the app.
In this article, we’ll cover why your Kuda account number is important, followed by a step-by-step guide to check it using different methods. By the end, you’ll know multiple ways to retrieve your account number whenever you need it, whether for personal use, business, or emergencies.
Why Knowing Your Kuda Account Number is Important
Your account number may look like just a 10-digit code, but it serves as your digital banking identity. Here is why it’s so important:
- Receiving Money: A friend paying you back, a client sending money for business, or your employer transferring your salary all depend on one thing, your account number. It is what directs the funds straight into your Kuda wallet, and without it, receiving transfers becomes impossible.
- Setting Up Regular Payments: Your account number is needed for so many things like receiving your salary, paying for subscriptions, or settling loan repayments. If you enter the wrong number, you risk delays or even losing the money entirely.
- Financial Verification: When filling out forms, registering for financial products, or contacting customer care, you’ll often be asked for your account number as a means of identification.
- Preventing Mistakes: By copying your account number directly from the Kuda app instead of typing it manually, you minimize the risk of errors. Just one wrong digit could send money to someone else’s account.
In short, knowing where and how to check your Kuda account number quickly will save you time and protect you from unnecessary financial stress.
Fastest Way to Check your Kuda Account Number
If you want the quickest way to check your Kuda account number:
- Open the Kuda app. Go to the Home (Dashboard) screen.
- Your 10-digit account number is displayed just beneath your name and account balance.
- Tap the copy icon to copy it instantly, or press and hold the number to copy manually.
This method works most of the time and is the most convenient. But let’s go deeper into all the different methods you can use.
Method 1: Checking from the Kuda App Homepage (Most Convenient)
- Open the Kuda App on your smartphone and log in with your PIN or biometric authentication. By default, the app opens on the Home screen (also called the Dashboard).
- At the top, you’ll see your account details card, which typically shows your full name, your bank (Kuda Microfinance Bank), and your 10-digit account number.
- To avoid errors, simply tap the copy icon next to the number. This ensures you’re pasting the exact digits without typos.
- You can also tap on Share Details if the option is available. This allows you to send your account number through WhatsApp, SMS, or email directly from the app.
Tip: Sometimes your balance and account number might be hidden for privacy. In that case, just tap on the small “eye” icon or Show button to reveal them.
Method 2: Using the “Add Money” Feature (Alternative Shortcut)
If you don’t find your account number immediately on the home page, you can also use the “Add Money” option:
- From the Home screen, tap Add Money (sometimes labeled as “Add Funds”).
- Select Bank Transfer as your funding option. The app will immediately display your account name and account number since you’ll need these details for incoming transfers.
- Once again, copy or share the number using the available buttons.
This method is very handy when you are already preparing to fund your account, as the app conveniently provides your details for easy use.
Method 3: Checking Through Profile or Settings
Another reliable method is through your account profile or settings
- On the top-right (or sometimes top-left) corner of the app, tap on your profile icon.
- Scroll down and select Account Details.
- You will see your account number displayed there, alongside other important details.
- Use the copy or share option to save and send it.
This method is useful if you’re already navigating settings to update your personal information, security preferences, or card options.
Method 4: Retrieving Your Account Number from Statements or Receipts
In some cases, you might not have direct access to the app homepage or settings, but you can still retrieve your account number through transaction history:
- Transaction Receipts: When someone sends money to your Kuda account, the digital receipt often includes your account number.
- Bank Statements: If you generate a statement from within the Kuda app, the document header or footer usually displays your account name and number.
This method is particularly useful when you need official proof of your account details for business or documentation purposes.
How to Copy and Share your Kuda Account Safely
Since your account number is the key to receiving money, you should handle it carefully. Here are some safety tips:
- Always copy directly from the app. Don’t type it manually, as this increases the chance of errors.
- Share only with trusted people or businesses. While your account number itself is not secret like a PIN, avoid posting it publicly unless necessary.
- Do not confuse it with sensitive details. Remember, your account number is safe to share, but your PIN, password, or OTP are private and should never be given to anyone.
Also Read: 8 Nigerian Banks Offering Business Loans for Entrepreneurs
What to Do if You Can’t Find your Account Number
Sometimes users get confused if they can’t see their account number immediately. Here’s what you can try:
- Update the App: Make sure you’re using the latest version of the Kuda app from the Play Store or App Store.
- Relogin: Logging out and back in often refreshes the dashboard.
- Check All Tabs: Try looking under Home, Add Money → Bank Transfer, or Profile → Account Details.
- Unhide the Number: If your number is hidden, tap Show/Hide or the eye icon.
- Contact Support: If you still can’t locate it, reach out to Kuda customer support through the in-app chat or via their official email.
Is my Kuda account number the same as my BVN?
No, they are different. Your BVN (Bank Verification Number) is a unique identity across all Nigerian banks, while your Kuda account number is only for receiving and sending money within your Kuda account.
Can I have multiple Kuda account numbers?
Typically, you have one main NGN (Naira) account number. However, if Kuda introduces other wallets or foreign currency accounts, they may provide additional account details, but these will all be accessible in your app.
Can I change my Kuda account number?
Account numbers are usually fixed. Unless there’s a system-driven update or a special circumstance handled by customer support, you won’t be able to change it.
Can someone hack my account if they have my account number?
No, your account number alone does not give access to your funds. However, always keep your login details, PIN, and OTP private, as those are what secure your account.
Conclusion
Your Kuda account number is an important part of your digital banking. You will need it when someone wants to pay you, when you are setting up deposits, or anytime you have to share your banking details. Thankfully, Kuda has made it easy to check and share your number directly from the app. You can see it right on the app homepage, in the Add Money section, under your Profile, or even on receipts and statements.
The fastest method remains the homepage, where your number is displayed right under your account name and balance. Just remember to copy it directly to avoid mistakes, and share it safely only when necessary.