Tanzania’s digital payments space has evolved rapidly, built on one of the most active mobile money ecosystems in Africa. Vodacom M-Pesa, Mixx by Yas, Airtel Money, and HaloPesa all operate at scale across the country, making mobile money the default way most Tanzanians send and receive money. Any gateway worth using in this market has had to build deep integrations into those networks, and the better ones go further by adding card support, bank rails, and tools that make cross-border commerce more accessible for local businesses.
Payment gateways in Tanzania now serve merchants of every size and type, covering small businesses collecting through simple payment links all the way up to enterprises running high-volume automated billing across multiple channels. This guide covers the most relevant options in the market, with a clear breakdown of what each one supports and who each one fits best.
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Selcom
Selcom is Tanzania’s most prominent homegrown payment aggregator, operating both as a payment service provider and a financial infrastructure layer for businesses across the country. Its payment method coverage is the widest of any provider on this list, covering Vodacom M-Pesa, Mixx by Yas, Airtel Money, HaloPesa, AzamPesa, T-Pesa, direct bank transfers, Visa, Mastercard and American Express.
That breadth makes Selcom particularly valuable for merchants who want a single integration that covers virtually every way a Tanzanian customer might pay. On the technical side, Selcom offers developer REST APIs, hosted payment checkout, Pay-by-Link URL generation, and dynamic QR code functionality. For businesses that want a locally rooted provider with the widest possible payment method coverage in Tanzania, Selcom is the most complete option available.
Pesapal Tanzania
Pesapal is an established East African payment aggregator with full licensing to process online transactions in Tanzania. It operates across several countries in the region, and that multi-market presence gives it a level of institutional maturity that newer, single-market providers are still working toward.
Supported methods include Vodacom M-Pesa, Mixx by Yas, Airtel Money, Visa, Mastercard, and American Express. Integration options cover developer APIs, hosted payment pages, pay-by-link invoicing, and pre-built plugins for WooCommerce, Shopify, and Magento. Pesapal is a reliable fit for Tanzanian e-commerce businesses that want a regionally licensed provider with straightforward plugin-based setup and dependable mobile money and card coverage in one place.
ClickPesa
ClickPesa is a Tanzanian fintech platform focused on unified payment processing and automated disbursement tools. Its payment method support covers Vodacom M-Pesa, Mixx by Yas, Airtel Money, HaloPesa, EzyPesa, direct bank transfers, Visa, Mastercard, and UnionPay.
The integration toolkit includes REST APIs, JavaScript SDKs, a WooCommerce plugin, hosted checkout links, and USSD push collection endpoints, which is particularly useful for businesses serving customers who transact via feature phones. ClickPesa suits technically capable teams and developers who want a locally built provider with deep mobile money coverage and flexible integration options that go beyond standard web checkout.
AzamPay
AzamPay is built specifically for high-volume payment aggregation, with an architecture designed around enterprise e-commerce, media companies, and digital service providers that process large transaction volumes on a regular basis. It supports AzamPesa, Vodacom M-Pesa, Mixx by Yas, Airtel Money, HaloPesa, card payments, and bank rails.
What makes AzamPay different from most providers on this list is its no-code payment link tool, called Lipia Link, which lets merchants collect payments without any technical setup, alongside a WHMCS plugin for hosting and billing businesses, Payment Gateway API endpoints, and bulk disbursement tools for outgoing payments. AzamPay is best suited for digital businesses, media platforms, and enterprises that need high-volume collection infrastructure with disbursement capability built in.
Also Read: 5 Buy Now Pay Later, BNPL Platforms in Tanzania
DPO Pay Tanzania
DPO Pay, operating under Network International, brings pan-African payment infrastructure to Tanzania with a product designed for merchants that process cross-border transactions or need multi-currency capability. It serves both local mobile money collection and international card processing within a single integration, which most locally built gateways cannot match.
Supported methods include Vodacom M-Pesa, Mixx by Yas, Airtel Money, bank transfers, Visa, Mastercard, and American Express. Integration is handled through REST APIs, hosted payment pages, a Virtual Terminal for manual card entry, Pay-by-Link invoicing, and e-commerce platform plugins. DPO Pay is the most logical choice for Tanzanian businesses with international customers, travel and hospitality operators, and enterprises that bill across multiple currencies.
Flutterwave Tanzania
Flutterwave is one of Africa’s most recognised fintech companies, and its Tanzania operation gives local merchants access to payment infrastructure that connects to markets across the continent and beyond. That continental reach is its clearest advantage over locally built alternatives, making it a useful option for businesses with growth plans that extend past Tanzania’s borders.
Supported payment methods include Vodacom M-Pesa, Tigo Pesa, Airtel Money, Visa, Mastercard, American Express, Apple Pay, and Google Pay. Integration is available through REST APIs, web and mobile SDKs, payment links, and pre-built plugins for WooCommerce and Shopify. Flutterwave is the clearest pick for Tanzanian merchants who sell internationally or want a provider whose infrastructure scales across African markets as their business grows.
Tingg by Cellulant
Tingg is Cellulant’s consumer-facing payment platform, bringing the company’s pan-African payment infrastructure to the Tanzanian market. Cellulant has operated across Africa for years, and Tingg carries that regional experience into a product built for merchants who want reliable local payment processing with the backing of an established continental network behind it.
Supported methods cover Vodacom M-Pesa, Mixx by Yas, Airtel Money, bank transfers, Visa, and Mastercard. Integration options include developer REST APIs, web checkout flows, and automated merchant settlement tools. Tingg suits businesses that want a pan-African provider with proven regional infrastructure and automated settlement, without the complexity of building a custom payment stack from scratch.
Tanzania’s gateway market has enough depth that most merchant types have a well-matched option. Selcom covers the widest payment method range for businesses that want a single locally rooted integration. Pesapal and ClickPesa are dependable choices for e-commerce merchants who want licensed local providers with dependable mobile money and card support.
AzamPay fits high-volume digital and media businesses that need bulk disbursement tools alongside collection. DPO Pay is the clearest option for cross-border and multi-currency operations. Tingg suits merchants who want pan-African settlement infrastructure without building a custom stack. Flutterwave is the go-to for businesses with international ambitions and a need for continental payment reach. The right call comes down to your transaction volume, your customer base, and how far beyond Tanzania you plan to sell.
